Insurance Requirements

Your insurance must cover at least:

• $30,000 for a single death or injury.
• $60,000 for death or injury to more than one person.
• $15,000 for property damage.

Parents or guardians take on financial responsibility for drivers younger than 18 years old and pay for damages if the driver is involved in a collision. Drivers who are 18 years old and older take on their own financial responsibility.

Before you buy insurance, make sure that the agent, broker, or insurance provider is licensed by the California Department of Insurance. For more information, visit insurance.ca.gov/license-status/.